Car Insurance · Australia
Are you paying too much for car insurance for a 2022 Toyota HiLux?
Two drivers. Same car. Same suburb. $600 difference in annual premiums.
Insurance prices for a 2022 Toyota HiLux can vary by hundreds of dollars between providers — even for the same level of cover. A quick check could show you what you're actually paying versus what's available.
Most Australians renew without checking — and those who don't compare often end up paying more than they need to.
Show me cheaper options →- ⏱ Takes about 60 seconds
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Typical cost
What are people actually paying?
Based on publicly available data, car insurance for a 2022 Toyota HiLux typically ranges from $850–$1,700 per year. That's a wide spread — and where you land depends heavily on which insurer you choose, not just your circumstances.
Prices are indicative only, sourced from general market research. Actual quotes may differ. Always read the PDS before purchasing.
What affects your premium
Why prices vary so much
- ✓Your age and driving history — younger drivers and those with recent claims typically pay more.
- ✓The level of cover you choose — comprehensive costs more than third party, but covers more.
- ✓Where you park overnight — insurers consider local claim rates for your postcode.
- ✓Your annual kilometres driven — lower usage can reduce your premium with some insurers.
Worth 60 seconds to find out?
A quick check could reveal options you didn't know existed. No commitment required.
See what I could save →- ⏱ Takes about 60 seconds
- ✋ No obligation to switch
- 📵 No phone calls required
Common questions
What is an excess in car insurance?
An excess is the amount you pay out of pocket when making a claim. A higher excess generally means a lower annual premium. Some policies also have age-based excess for younger drivers.
Do no-claims bonuses carry over between insurers?
Most Australian insurers will ask about your claims history, and a clean record typically results in a lower premium. Whether a formal no-claims discount transfers depends on the insurer.
What information do I need to get a car insurance quote?
Generally your vehicle details (make, model, year, registration), your address, your age and driving history, and the level of cover you want. The process typically takes a few minutes.
Disclaimer: General information only. Not financial advice. Price ranges are indicative estimates based on general market research and may not reflect current market conditions. Always obtain a formal quote and read the Product Disclosure Statement before purchasing. RightCovers is a referral service and does not provide insurance directly.
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