Car Insurance · Australia
What are other Australians actually paying for car insurance for students?
Loyalty in car insurance often means paying more, not less.
The difference between the most and least expensive insurer for students for the same cover can be significant. A 60-second check is all it takes to find out where you sit.
Loyalty doesn't always get rewarded in insurance. Often, it just gets charged for.
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Typical cost
What are people actually paying?
Based on publicly available data, car insurance for students typically ranges from $900–$2,400 per year. That's a wide spread — and where you land depends heavily on which insurer you choose, not just your circumstances.
Prices are indicative only, sourced from general market research. Actual quotes may differ. Always read the PDS before purchasing.
What affects your premium
Why prices vary so much
- ✓The make and model of your vehicle — repair costs and theft rates vary by car.
- ✓Your claims history — a strong no-claims record is one of the most effective ways to lower premiums.
- ✓Excess amount — choosing a higher excess usually reduces your annual premium.
- ✓Driver inclusions — adding young or inexperienced drivers can raise the cost.
Curious what others are paying for the same cover?
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Common questions
What does comprehensive car insurance cover?
Comprehensive car insurance covers damage to your own vehicle (from accidents, theft, fire, and weather events) as well as damage to other people's vehicles or property. It is the most complete level of cover available.
How can I lower my car insurance premium?
Common ways to reduce your premium include increasing your excess, limiting who is listed as a driver, choosing a car with lower repair costs, parking in a secure location, and comparing multiple insurers before renewal.
Is it worth comparing car insurance every year?
Yes. Insurers often increase premiums at renewal, and loyalty doesn't always translate to a better rate. A quick check each year can identify whether you're still on a competitive price.
Disclaimer: General information only. Not financial advice. Price ranges are indicative estimates based on general market research and may not reflect current market conditions. Always obtain a formal quote and read the Product Disclosure Statement before purchasing. RightCovers is a referral service and does not provide insurance directly.
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