Car Insurance · Australia
Most Australians overpay for car insurance — are you one of them?
Some Australians are paying double what others pay for identical cover.
Renewal prices tend to creep up each year. Many people don't notice until they compare. It only takes about 60 seconds to see what else is out there.
Insurers know that most customers don't switch. Some quietly rely on it.
Find better prices →- ⏱ Takes about 60 seconds
- ✋ No obligation to switch
- 📵 No phone calls required
Typical cost
What are people actually paying?
Based on publicly available data, car insurance for a 2020 Mazda CX-9 typically ranges from $800–$1,600 per year. That's a wide spread — and where you land depends heavily on which insurer you choose, not just your circumstances.
Prices are indicative only, sourced from general market research. Actual quotes may differ. Always read the PDS before purchasing.
What affects your premium
Why prices vary so much
- ✓The make and model of your vehicle — repair costs and theft rates vary by car.
- ✓Your claims history — a strong no-claims record is one of the most effective ways to lower premiums.
- ✓Excess amount — choosing a higher excess usually reduces your annual premium.
- ✓Driver inclusions — adding young or inexperienced drivers can raise the cost.
See if there's a better price out there
Most people who check find at least one option worth looking at. Takes about a minute.
Compare my options →- ⏱ Takes about 60 seconds
- ✋ No obligation to switch
- 📵 No phone calls required
Common questions
What is an excess in car insurance?
An excess is the amount you pay out of pocket when making a claim. A higher excess generally means a lower annual premium. Some policies also have age-based excess for younger drivers.
Do no-claims bonuses carry over between insurers?
Most Australian insurers will ask about your claims history, and a clean record typically results in a lower premium. Whether a formal no-claims discount transfers depends on the insurer.
What information do I need to get a car insurance quote?
Generally your vehicle details (make, model, year, registration), your address, your age and driving history, and the level of cover you want. The process typically takes a few minutes.
Disclaimer: General information only. Not financial advice. Price ranges are indicative estimates based on general market research and may not reflect current market conditions. Always obtain a formal quote and read the Product Disclosure Statement before purchasing. RightCovers is a referral service and does not provide insurance directly.
Still paying the same price you were last year?
Check if I'm overpaying →- ⏱ Takes about 60 seconds
- ✋ No obligation to switch
- 📵 No phone calls required